Aller au contenu principal
Neero 3.0 — Disponible maintenant
Recharge 24h/24 · Cashback auto · 0 frais de rejet
Voir →
Pays actuel
🇨🇲 Cameroon
🏦 En partenariat avec Ecobank
✦ Open an account Log in
Comparison · Cameroon · 2026

Neero vs Orange
Max it

Max it is convenient if you're already an Orange customer. But that's where it stops. Neero is a complete neobank: free Visa card, international transfers, multi-currency, cashback, referral. Orange Money has existed for 20 years. Neero already does what Orange Cameroon failed to build in two decades.

✦ Neero — Neobank 2026
🟠 Orange Max it — Operator app
Neero rating
⭐ 4,6 / 5
Max it rating
⭐ 4,0 / 5
SIM required
None (Neero) vs Orange SIM
USD fees
1.79% vs 4.5% at Max it

Orange Money existe depuis 20 ans.
Neero fait déjà plus.

4,6
Neero rating
App Store + Play Store
4,0
Max it rating
Play Store
3 min
Account opening Neero
100% en ligne
4,5%
USD fees chez Max it
vs 1,79% chez Neero
User verdict
20 years ahead. Already surpassed.
Orange Money has been in Cameroon for over 10 years, and Max it, its digital app, for years. Yet Neero — 3 years old — already offers what Orange failed to build: free Visa card, international transfers, multi-currency, permanent cashback, subscription manager. Plus, Neero rates 4.6/5 against 4.0/5 for Max it.
✓ Users have decided

Max it vous enferme
dans l'écosystème Orange.

No Orange SIM? Max it is useless to you. Switch operator? You lose access.

✦ Neero — All operators

Ouvrez votre compte en 3 minutes. Nonee SIM required. Client Orange, MTN ou Camtel — Neero fonctionne pour vous.

Orange Money ✓ MTN MoMo ✓ PayPal ✓ Wire transfer ✓ Camtel ✓
🟠 Max it — Orange only

Tied to your Orange SIM. Switch operator? Your account stops working.

Orange Money ✓ MTN MoMo ✗ PayPal ✗ Camtel ✗ Yoomee ✗
✓ Switch operators tomorrow? Your Neero account keeps working.

Recharger depuis MTN MoMo :
26% de frais chez Orange.

Top up 1,000 XAF on your Orange Money from MTN MoMo without going anywhere? You pay 264 XAF in fees — that's over 26% of the amount. This is not a mistake.

🟠 Max it — Top-up MTN → Orange
264 F
de frais pour recharger 1 000 F.CFA depuis MTN MoMo
= 26% du montant rechargé
✦ Neero — OM or MTN top-up
0 F
Rechargez depuis Orange Money ou MTN Mobile Money
Depuis votre téléphone, sans déplacement
✓ Your money arrives in your account. Directly from your phone.

2 500 F.CFA d'abord.
Ou gratuite tout de suite.

🟠 Orange Max it — OM Mastercard
⚠ Issuance: 2,500 XAF
⚠ Card top-up: 0.5%
⚠ EUR payments: 1.5%
⚠ USD payments: 4.5%
✗ No card sharing
✗ No subscription manager
✦ Neero — Virtual Visa
  • Free — 0 XAF issuance
  • Card top-up: 0.5% (identique)
  • Paiements EUR et USD : 1,79% unifié
    vs 1,5% EUR et 4,5% USD chez Max it
  • Card sharing with a family member (User / Contributor)
  • Built-in subscription manager — pause, block in 1 tap
🟠 Max it — USD payment
4,5%
Amazon, services US, abonnements en dollars
Plus du double de Neero
✦ Neero — All currencies
1,79%
EUR, USD, XAF — même taux, quelle que soit la devise
Nonee surprise
✓ For someone paying regularly in dollars: 4.5% vs 1.79%, that's more than double.

XAF only.
Ou XAF + EUR + USD + épargne ?

🟠 Orange Max it
✗ XAF only
✗ No EUR account
✗ No USD account
✗ No dedicated savings account
✗ No international transfers
✦ Neero
✓ Main account XAF
✓ Savings account
✓ EUR account
✓ USD account
✓ International transfers to Europe + USA
✓ All in one app. No SIM change needed.

Un mur chez Orange.
Une porte ouverte chez Neero.

🟠 Orange Max it
✗ International transfers: not possible
✗ Neither to Europe, nor to the USA

You must use third-party services — with the fees and complexity that implies.

Your family in France is waiting. Max it can't help them.
✦ Neero
✓ Transfers to Europe and the USA
✓ Send and receive in both directions
✓ Multi-currency accounts XAF, EUR, USD
✓ From the app, in minutes

For the diaspora, entrepreneurs, and Cameroonian freelancers.
✓ Neero opens doors that Orange Money has kept closed for 20 years.

Le gestionnaire d'abonnements
qu'Orange n'a jamais construit.

🟠 Orange Max it
No control over recurring payments. No overview, no management tools.

✗ No visibility on active subscriptions
✗ Impossible to block a debit
✗ Impossible to pause a service

Orange Money, after 10 years, still doesn't have it.
✦ Neero
Built-in Visa subscription manager:

✓ View all your active recurring payments
✓ Block a subscription in 1 tap
✓ Pause, reactivate at any time
✓ Block a suspicious merchant instantly

No more surprise charges.
✓ What European neobanks took years to democratize. Neero brings it to Cameroon.

Vous payez.
Neero vous récompense.

🟠 Orange Max it
✓ ENEO, Camwater, Canal+ available
⚠ Fees from 100 XAF
✗ No cashback
✗ No permanent referral program
✗ No loyalty points

You pay. That's it.
✦ Neero
✓ ENEO, Camwater, Canal+ — free
✓ Cashback on eligible payments and transactions
✓ Neero Points on every eligible transaction
✓ Permanent referral: 500 XAF for you + 500 XAF for your friend

Every use of Neero earns you something.
✓ Neero turns every payment into an earning opportunity. Max it rewards nothing.

Neero vs Orange Max it — criterion by criterion

Comparison table Neero vs Orange Money Max it
Criterion ✦ Neero 🟠 Orange Max it
SIM required✓None Better✗Orange SIM required
Account opening✓3 min, 100% online BetterTied to your Orange SIM
Virtual card✓Visa, free BetterMastercard, 2,500 XAF
EUR fees✓1.79% Better1,5%
USD fees✓1.79% Better✗4,5%
OM→OM account top-up✓Gratuit, à distance⚠Free at kiosk, 264 XAF/1,000 XAF remote
Top-up from MTN MoMo✓Available, no prohibitive fees Better✗26% fees (~264 XAF/1,000 XAF)
Available currencies✓XAF, EUR, USD BetterXAF only
International transfers✓Europe + USA Better✗Not available
Bill payments✓Free + cashback⚠Fees from 100 XAF
Cashback✓On eligible transactions Better✗None
Permanent referral✓500 XAF × 2 Better✗None programme permanent
Loyalty points✓On every action Better✗None
Card sharing✓Yes (User / Contributor)✗Not available
Subscription manager✓Pause, block in 1 tap✗Not available
Savings account✓Built-in✗Not available
App rating✓4,6/5 Mieux4,0/5

Users have decided.

✦ Neero
4,6/5
⭐⭐⭐⭐⭐
+4,000 reviews · App Store & Google Play
🟠 Orange Max it
4,0/5
⭐⭐⭐⭐
Play Store
⭐⭐⭐⭐⭐

"Topping up from MTN MoMo to Orange Money cost me 264 XAF for 1,000 XAF. With Neero, I top up without overpaying. The difference is immediate."

AB
Aurore B.
Douala, Cameroon
⭐⭐⭐⭐⭐

"I pay my Adobe subscriptions in dollars. At Max it it was 4.5%. At Neero it's 1.79%. On $50 per month, the difference is thousands of XAF per year."

JM
Joel M.
Yaoundé, Cameroon
⭐⭐⭐⭐⭐

"My Neero Visa card is free. At Orange Max it I'd have had to pay 2,500 XAF. And on top of that I get cashback on every payment."

PN
Patricia N.
Bafoussam, Cameroon
⭐⭐⭐⭐⭐

"I send money to my sister in Belgium directly from Neero. Max it forced me to go through Western Union with high fees."

RS
René S.
Limbé, Cameroon
⭐⭐⭐⭐⭐

"I had Netflix and Spotify charging me. Neero let me see all my subscriptions and block the one I'd forgotten. Max it has nothing like it."

CE
Cédric E.
Garoua, Cameroon
⭐⭐⭐⭐⭐

"I changed my SIM. My Neero account kept working normally. If I'd relied only on Max it, I would have lost everything at once."

ML
Marie-Claire L.
Kribi, Cameroon

Gardez votre SIM Orange.
Gagnez une néobanque complète.

Max it is useful for Orange customers. But it hasn't evolved where needs have evolved. Neero was built to fill exactly these gaps.

🟠 Stick with Max it if…
→ You only need to manage your Orange Money
→ You never pay in foreign currencies
→ You don't need international transfers
✦ Add Neero if…
→ You want a free Visa card, immediately
→ You regularly pay in EUR or USD
→ You send or receive internationally
→ You want to control your subscriptions
→ Keep your Orange SIM. Neero tops up from Orange Money.

Ouvrez votre compte
en 3 minutes chrono

Pas de SIM required. Carte Visa gratuite. USD fees à 1,79%. Rechargeable depuis Orange Money.