Neero vs My MTN
MoMo
My MTN is convenient if you're already an MTN customer. But that's where it stops. Neero is a complete neobank: virtual Visa card, international transfers, multi-currency, cashback, referral. Launched 3 years ago, it already does what My MTN hasn't managed to build in 8 years.
Users have decided.
App Store + Play Store
Play Store
100% en ligne
pour Neero
My MTN vous enferme.
Neero vous libère.
Everything depends on your MTN SIM. No MTN SIM? My MTN is useless to you.
Rechargez depuis n'importe quel réseau. Payez n'importe quel réseau. Nonee SIM required.
Everything depends on your MTN SIM. Switch operator and the app is useless.
Un seul réseau
ou tous les réseaux ?
C'est bien. Mais uniquement votre crédit MTN.
Vous voulez recharger votre ami Orange ? ✗ Impossible.
Vous voulez recharger Camtel ou Nextell ? ✗ Impossible.
✗ None point de fidélité sur vos recharges.
- Orange Cameroon
- MTN Cameroon
- Camtel
- Nextell
- Yoomee
And every top-up earns you Neero points.
3% to 3.5% fees
pour envoyer hors réseau ?
Transferring from MTN Money to Orange Money can cost between 3% and 3.5% in fees. Neero doesn't work like that.
✗ International transfers: not possible
✗ Want to send to Europe or the USA? Use a third-party service.
Your family in France is waiting. My MTN can't help.
✓ International transfers: to Europe and the USA
✓ From the app, in minutes
✓ Send and receive in both directions
2 500 F.CFA d'abord.
Ou gratuite tout de suite.
✗ No card sharing
✗ No subscription manager
✗ No multi-currency (XAF only)
Foreign currency fees: not disclosed, standard banking
- Free — available immediately
- Top-up fee: 0.5% only — 20,000 XAF = 100 XAF in fees
- Transactions: 1.79% unified (EUR, USD, XAF)
- Card sharing with a family member (User or Contributor)
- Built-in subscription manager — pause, block in 1 tap
XAF only.
Ou XAF + EUR + USD ?
✗ No EUR account
✗ No USD account
✗ No dedicated savings account
One currency. One network. One framework.
✓ Savings account — organize your finances
✓ Compte EUR
✓ Compte USD
All in one app. No SIM change needed.
Vous payez.
On vous récompense.
⚠ Fees: from 100 XAF
✗ None cashback
✗ None point de fidélité
✗ Referral: occasional campaigns, nothing permanent
✓ Cashback up to 1,000 XAF per eligible transaction
✓ Neero points on every top-up, bill and card payment
✓ Permanent referral: 500 XAF for you + 500 XAF for your friend
Neero vs My MTN — criterion by criterion
| Criterion | ✦ Neero | 📱 My MTN MoMo |
|---|---|---|
| SIM required | ✓None Better | ✗MTN SIM required |
| Account opening | ✓3 min, 100% online Better | Tied to your MTN line |
| Virtual card | ✓Visa, free Better | Mastercard, 2,500 XAF |
| Transaction fees | ✓1.79% unified Better | Undisclosed banking fees |
| Available currencies | ✓XAF, EUR, USD Better | XAF only |
| Credit top-up | ✓All networks Better | MTN only |
| Account top-up | ✓OM, MTN, PayPal, wire transfer | MTN Mobile Money |
| Cross-network transfers | ✓Transparent fees | ⚠3% to 3.5% fees |
| International transfers | ✓Europe + USA Better | ✗Not available |
| Bill payments | ✓Free + cashback | ⚠Fees from 100 XAF |
| Cashback | ✓Up to 1,000 XAF Better | ✗None |
| Permanent referral | ✓500 XAF × 2 Better | ✗Occasional campaigns |
| Loyalty points | ✓On every action Better | ✗None |
| Card sharing | ✓Yes (User / Contributor) | ✗Not available |
| Subscription manager | ✓Pause, block in 1 tap | ✗Not available |
| Savings account | ✓Built-in | ✗Not available |
| App rating | ✓4,6/5 Mieux | 3,6/5 |
Les utilisateurs
ont tranché.
"I've always been an Orange customer. My MTN is useless to me. With Neero, I top up my Orange credit, my wife's MTN credit, all from one app."
"I send money to my family in France directly from Neero. With My MTN, I'd have had to go through Western Union. Never again."
"My Neero Visa card is free. My MTN charges me 2,500 XAF. And on top of that, every payment earns me cashback. Easy choice."
"J'avais un abonnement Netflix qui me prélevait sans que je m'en souvienne. Neero m'a permis de le bloquer en 2 clics. My MTN ? Nonee option de ce genre."
"I switched SIM — from MTN to Orange. My Neero account kept working normally. That's freedom."
"Mon compte EUR chez Neero me permet de facturer mes clients en Europe sans conversion surprise. My MTN ? XAF only. Il n'y a pas de match."
Gardez votre SIM MTN.
Gagnez une néobanque.
My MTN is a useful app for MTN customers. It does the minimum: bills, MTN credit top-up, Mobile Money. But it hasn't evolved where needs have evolved.
→ You prefer a simple app in one ecosystem
→ You don't need international transfers
→ You top up credits across multiple networks
→ You send or receive internationally
→ You want to be rewarded on every transaction
→ Keep your MTN SIM. Neero tops up from MTN Mobile Money.
Ouvrez votre compte
en 3 minutes chrono
Pas de SIM required. Carte Visa gratuite. Cashback dès le premier paiement. Rechargeable depuis MTN Mobile Money.